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Insurance Blog

Practical insurance advice for South Florida homeowners, drivers, and business owners. No jargon, no fluff. Just what you need to know.

Insurance GuideFebruary 2026 · 9 min read

New to Florida? Here's What Insurance You Actually Need

Florida's insurance market is unlike anywhere else in the country. If you just moved here, your old coverage probably doesn't cut it. This is the complete guide to getting set up properly: auto, home, flood, umbrella, and more.

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Home InsuranceFebruary 2026 · 8 min read

The Hurricane Insurance Checklist Every South Florida Homeowner Needs

Don't wait until there's a storm in the Gulf to find out what your policy covers. This step-by-step checklist walks you through everything you need to review before June 1.

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Flood InsuranceFebruary 2026 · 7 min read

Do I Actually Need Flood Insurance in Florida?

Your homeowners policy doesn't cover flooding, not even a little. Here's who needs a separate flood policy, what it costs, NFIP vs. private options, and why "I'm not in a flood zone" isn't the safety net you think it is.

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