Insurance Coverage for Boca Raton, Florida
Boca Raton homeowners often need higher coverage limits across the board — dwelling, personal property, liability, and especially umbrella coverage. With high-net-worth properties, luxury vehicles, waterfront homes, and active lifestyles, the liability exposure is substantial. We build comprehensive protection strategies for Boca Raton families that cover the full picture, not just the house.
At Sentinel Insurance, we serve Boca Raton residents from our Fort Lauderdale office, close enough to know your market, responsive enough to handle your needs the same day. Whether you need a new policy, want to review your current coverage, or have questions about Florida's complicated insurance landscape, we're one call away.
Coverage We Offer in Boca Raton
Auto Insurance
Florida-compliant coverage with competitive rates. Multi-car discounts, SR-22 filing, and full protection options.
Homeowners Insurance
Hurricane-ready coverage built for South Florida. Wind mitigation credits, competitive hurricane deductibles.
Condo Insurance (HO-6)
Walls-in protection for your unit. We review your HOA's master policy to ensure no gaps.
Flood Insurance
NFIP and private flood options compared side by side. Your homeowners policy doesn't cover flooding.
Umbrella Insurance
$1M+ in extra liability protection for ~$200/year. Covers beyond your auto and home limits.
Renters Insurance
Protect your belongings and meet lease requirements for ~$15/month. Your landlord's policy doesn't cover you.
Boat Insurance
Coverage for powerboats, sailboats, jet skis, and yachts. Agreed value options, hurricane haul-out.
Business Insurance
General liability, BOP, workers' comp, commercial auto, and more. Custom packages for Boca Raton businesses.
High-Value Home Coverage
Standard carriers may not adequately cover Boca Raton's higher-value homes. We work with preferred carriers that specialize in high-net-worth coverage, offering higher limits, guaranteed replacement cost, and broader coverage forms.
Neighborhoods We Serve in Boca Raton
We provide insurance coverage throughout Boca Raton, including Mizner Park area, Boca West, Town Center, Royal Palm Yacht & Country Club, Woodfield and surrounding neighborhoods. If you live or own property in Palm Beach County, we can help.
Why Boca Raton Residents Choose Sentinel Insurance
We're not a national call center. We're a local Fort Lauderdale agency that specializes in Palm Beach County and the surrounding areas. When you call us, you get a real person who knows the South Florida market, understands the unique risks of living in Boca Raton, and will take the time to explain your options clearly.
We offer same-day quotes during business hours, bundle discounts when you combine multiple policies, and ongoing service that doesn't disappear after the sale. Whether you're new to Boca Raton or you've lived here for years, we'll make sure your coverage is right for your situation, no more, no less.