Insurance Coverage for Deerfield Beach, Florida
Deerfield Beach's oceanfront condos and townhomes face significant wind and flood exposure. But even the neighborhoods west of I-95 deal with flood risk from the Hillsboro Canal system. Condo owners in Deerfield Beach need to pay special attention to their HOA's master policy and make sure their HO-6 coverage fills the gaps — especially loss assessment coverage.
At Sentinel Insurance, we serve Deerfield Beach residents from our Fort Lauderdale office, close enough to know your market, responsive enough to handle your needs the same day. Whether you need a new policy, want to review your current coverage, or have questions about Florida's complicated insurance landscape, we're one call away.
Coverage We Offer in Deerfield Beach
Auto Insurance
Florida-compliant coverage with competitive rates. Multi-car discounts, SR-22 filing, and full protection options.
Homeowners Insurance
Hurricane-ready coverage built for South Florida. Wind mitigation credits, competitive hurricane deductibles.
Condo Insurance (HO-6)
Walls-in protection for your unit. We review your HOA's master policy to ensure no gaps.
Flood Insurance
NFIP and private flood options compared side by side. Your homeowners policy doesn't cover flooding.
Umbrella Insurance
$1M+ in extra liability protection for ~$200/year. Covers beyond your auto and home limits.
Renters Insurance
Protect your belongings and meet lease requirements for ~$15/month. Your landlord's policy doesn't cover you.
Boat Insurance
Coverage for powerboats, sailboats, jet skis, and yachts. Agreed value options, hurricane haul-out.
Business Insurance
General liability, BOP, workers' comp, commercial auto, and more. Custom packages for Deerfield Beach businesses.
Condo Loss Assessment
Deerfield Beach has some of the highest concentrations of condo communities in Broward County. If your HOA's master policy doesn't fully cover a hurricane loss, you could face a massive special assessment. Increase your loss assessment coverage to at least $25,000–$50,000.
Neighborhoods We Serve in Deerfield Beach
We provide insurance coverage throughout Deerfield Beach, including The Cove, Century Village, Deer Creek, Crystal Lake, Waterways and surrounding neighborhoods. If you live or own property in Broward County, we can help.
Why Deerfield Beach Residents Choose Sentinel Insurance
We're not a national call center. We're a local Fort Lauderdale agency that specializes in Broward County and the surrounding areas. When you call us, you get a real person who knows the South Florida market, understands the unique risks of living in Deerfield Beach, and will take the time to explain your options clearly.
We offer same-day quotes during business hours, bundle discounts when you combine multiple policies, and ongoing service that doesn't disappear after the sale. Whether you're new to Deerfield Beach or you've lived here for years, we'll make sure your coverage is right for your situation, no more, no less.