Insurance Coverage for Margate, Florida
Margate has a mix of single-family homes and condos, many built in the 1970s–1980s. Older homes often face challenges finding affordable coverage due to aging roofs, outdated electrical systems, or older plumbing. We know which carriers are most competitive for older homes and can help you prioritize updates that will have the biggest impact on your premium.
At Sentinel Insurance, we serve Margate residents from our Fort Lauderdale office, close enough to know your market, responsive enough to handle your needs the same day. Whether you need a new policy, want to review your current coverage, or have questions about Florida's complicated insurance landscape, we're one call away.
Coverage We Offer in Margate
Auto Insurance
Florida-compliant coverage with competitive rates. Multi-car discounts, SR-22 filing, and full protection options.
Homeowners Insurance
Hurricane-ready coverage built for South Florida. Wind mitigation credits, competitive hurricane deductibles.
Condo Insurance (HO-6)
Walls-in protection for your unit. We review your HOA's master policy to ensure no gaps.
Flood Insurance
NFIP and private flood options compared side by side. Your homeowners policy doesn't cover flooding.
Umbrella Insurance
$1M+ in extra liability protection for ~$200/year. Covers beyond your auto and home limits.
Renters Insurance
Protect your belongings and meet lease requirements for ~$15/month. Your landlord's policy doesn't cover you.
Boat Insurance
Coverage for powerboats, sailboats, jet skis, and yachts. Agreed value options, hurricane haul-out.
Business Insurance
General liability, BOP, workers' comp, commercial auto, and more. Custom packages for Margate businesses.
Older Home Strategy
Many Margate homes are 40+ years old. Updating your roof, electrical panel, or plumbing can significantly improve your insurability and lower your premium. We can help you prioritize which updates make the biggest financial difference.
Neighborhoods We Serve in Margate
We provide insurance coverage throughout Margate, including Oriole Golf & Tennis, Lakewood, Palm Lakes, Coral Gate, Southgate and surrounding neighborhoods. If you live or own property in Broward County, we can help.
Why Margate Residents Choose Sentinel Insurance
We're not a national call center. We're a local Fort Lauderdale agency that specializes in Broward County and the surrounding areas. When you call us, you get a real person who knows the South Florida market, understands the unique risks of living in Margate, and will take the time to explain your options clearly.
We offer same-day quotes during business hours, bundle discounts when you combine multiple policies, and ongoing service that doesn't disappear after the sale. Whether you're new to Margate or you've lived here for years, we'll make sure your coverage is right for your situation, no more, no less.