Insurance Agent in Palm Beach Gardens, FL

Palm Beach Gardens offers a resort-style lifestyle with world-class golf communities, excellent schools, and easy access to the coast. With a mix of gated communities, waterfront properties, and newer developments, insurance here needs to account for hurricane exposure, flood risk, and higher property values.

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Insurance Coverage for Palm Beach Gardens, Florida

Palm Beach Gardens properties range from luxury estate homes in PGA National to family-friendly neighborhoods in Evergrene and Frenchman's Reserve. Higher property values require accurate dwelling coverage, and the coastal proximity means wind and flood insurance deserve careful attention. We compare carriers to get you the strongest coverage at the best rate.

At Sentinel Insurance, we serve Palm Beach Gardens residents from our Fort Lauderdale office. Even though we're in Broward County, we write throughout Palm Beach County and understand the local market. Same-day quotes, personal service, one call away.

Coverage We Offer in Palm Beach Gardens

Auto Insurance

Florida-compliant coverage with competitive rates. Multi-car discounts, SR-22 filing, and full protection options.

Homeowners Insurance

Hurricane-ready coverage built for South Florida. Wind mitigation credits, competitive hurricane deductibles.

Condo Insurance (HO-6)

Walls-in protection for your unit. We review your HOA's master policy to ensure no gaps.

Flood Insurance

NFIP and private flood options compared side by side. Your homeowners policy doesn't cover flooding.

Umbrella Insurance

$1M+ in extra liability protection for ~$200/year. Covers beyond your auto and home limits.

Renters Insurance

Protect your belongings and meet lease requirements for ~$15/month. Your landlord's policy doesn't cover you.

Boat Insurance

Coverage for powerboats, sailboats, jet skis, and yachts. Agreed value options, hurricane haul-out.

Business Insurance

General liability, BOP, workers' comp, commercial auto, and more. Custom packages for Palm Beach Gardens businesses.

Golf Community Coverage

Many Palm Beach Gardens homes are in HOA-governed golf communities with specific insurance requirements. Whether you need an HO-3 for a single-family home or an HO-6 for a condo within a golf community, we make sure your personal policy and the master policy work together without gaps or overlap.

Communities We Serve in Palm Beach Gardens

We provide insurance coverage throughout Palm Beach Gardens, including PGA National, Evergrene, Frenchman's Reserve, Old Palm, Mirasol, The Isles, Alton, and all surrounding communities. If you live in Palm Beach County, we can help.

Why Palm Beach Gardens Residents Choose Sentinel Insurance

We're not a national call center. We're a local Fort Lauderdale agency that specializes in Broward County and the surrounding areas. When you call us, you get a real person who knows the South Florida market, understands the unique risks of living in Coral Springs, and will take the time to explain your options clearly.

We offer same-day quotes during business hours, bundle discounts when you combine multiple policies, and ongoing service that doesn't disappear after the sale. Whether you're new to Palm Beach Gardens or a long-time resident, we'll make sure your coverage is right for your property and lifestyle.